COMPANY detail

KOYWE
A platform for Payments

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KOYWE
Company Overview.
Year Founded 2022
Status Private
Specialties Payment Infra, Onramp/Offramp
Company Size 11-50 Employees
Industry Financial Services
Location Santiago, Chile
Description.

Koywe is a Y Combinator-backed (YC W23) crypto infrastructure company headquartered in Santiago, Chile, founded in 2022. The company provides compliant on-ramp and off-ramp APIs enabling businesses throughout Latin America to seamlessly convert between fiat currencies and stablecoins. Koywe operates in Chile, Colombia, Brazil, Argentina, Mexico, Peru, Bolivia, and the United States, offering integration with local payment methods including wire transfers, PIX (Brazil), PSE (Colombia), SPEI (Mexico), and interoperable QR codes. The company supports stablecoin transactions on major blockchain networks including Ethereum, Solana, Polygon, Arbitrum, Base, Optimism, Linea, Celo, Tron, Worldchain, Ton, and Stellar, with support for USDC and USDT tokens.

Koywe serves as critical infrastructure connecting traditional finance with Web3, offering businesses the ability to hold both local currency and stablecoin-based USD through their "Koywe Business Accounts" product. The company has established strategic partnerships with major industry players including Borderless.xyz (stablecoin liquidity network), Circle Payments Network (USDC settlement), and Portal (stablecoin SDK integration). In March 2026, Koywe was accepted into Mastercard's Crypto Partner Program, demonstrating their growing credibility in the regulated crypto payments space. Their K3 product is an intelligent treasury solution designed for CFOs and finance teams to manage multi-currency holdings and stablecoin-based assets across LATAM markets.

Key Infrastructure.
On-Ramp API Fiat-to-crypto API enabling businesses to accept local LATAM payments and convert to stablecoins
Local Payment Integration Connection to LATAM payment rails including wire transfers, PIX, PSE, SPEI, QR codes
Off-Ramp API Crypto-to-fiat API allowing businesses to convert stablecoins and settle in local currencies
Multi-Currency Business Accounts Business accounts allowing holding of local currency and stablecoin-based USD
K3 Treasury Management Intelligent treasury product for CFOs to manage multi-currency and stablecoin holdings
Stablecoin Settlement Real-time settlement in USDC/USDT across 12+ blockchain networks
Additional Features.
12+ Blockchain Networks
Support for Ethereum, Solana, Polygon, Arbitrum, Base, Optimism and more
Mastercard Partnership
Member of Mastercard's Crypto Partner Program
7 LATAM Currencies
CLP, MXN, ARS, PEN, COP, BOB, BRL support
Circle CPN Integration
Connected to Circle Payments Network for USDC settlement
Real-Time Settlement
Settlement in minutes rather than days
Local Bank Connections
Direct bank connections in Chile, Mexico, Argentina, Peru, Colombia

GENERAL Questions.

What does this company do?
Koywe is a Y Combinator-backed crypto infrastructure company providing compliant on-ramp and off-ramp APIs for Latin American businesses. They enable companies to convert between fiat currencies (CLP, MXN, ARS, PEN, COP, BRL) and stablecoins (USDC, USDT) across 12+ blockchain networks. Their K3 treasury product helps CFOs manage multi-currency and stablecoin holdings. They operate in 7 LATAM countries with integrated compliance.
Who are their main clients?
Koywe serves B2B clients including fintechs, payment service providers (PSPs), financial institutions, and businesses in Latin America needing crypto-fiat bridge infrastructure. Partners include Stables (stablecoin payments platform) and enterprises requiring cross-border payment solutions.
Are they licensed?
Specific licensing details are not publicly disclosed, but Koywe operates with integrated compliance and is a member of Mastercard's Crypto Partner Program. They maintain bank connections in regulated LATAM markets.
What blockchains/stablecoins supported?
Koywe supports USDC and USDT on Ethereum, Solana, Polygon, Arbitrum, Base, Optimism, Linea, Celo, Tron, Worldchain, Ton, and Stellar networks. They also support native tokens and BTC on these networks.