If you’ve ever searched for a crypto card, you already know the problem: the information is everywhere, and it rarely agrees. One site or X account says a card works in your country, another says it doesn’t. Rewards look generous—until you notice the fine print, the FX spread, the limits, or the changing tiers.

Todey exists to make crypto card research feel simple again.

Todey is a global discovery and comparison platform for crypto cards. We bring the fast-moving crypto card ecosystem into one structured, transparent place, so you can quickly find the card that fits how you actually spend—without having to bounce between marketing pages, outdated blog posts, and endless threads on X or Telegram.

CRYPTO CARDS ARE BOOMING—BUT THE MARKET IS MESSY

Crypto adoption has evolved. People don’t only want to hold or trade digital assets anymore—they want to use them in real life, just like fiat. That demand has fueled rapid growth in crypto debit and payment cards, with 100+ programs worldwide offering different models, perks, fees, and regional availability.

The opportunity is real, but the experience is fragmented.

Here’s what makes crypto cards uniquely hard to choose:

• Details are scattered across provider sites, influencers, communities, and old reviews
• Reward programs change frequently (tiers, caps, eligible spending, token requirements)
• Availability depends on where you live and what compliance rules apply
• “Low fees” often hide the real cost (FX rate, spreads, ATM rules, inactivity fees)
• Trying a card isn’t free: KYC, deposits, delivery, and sometimes issuance fees

In short: you often have to commit before you truly know if the card is right for you.

THE CORE IDEA:

ONE MARKET, ONE STANDARD

Todey organizes the crypto card market into a standardized, user-friendly format. Instead of forcing you to interpret inconsistent marketing claims, we structure each card around the same decision points—so comparisons are fair, fast, and practical.

Todey helps you answer questions like:

• “Which crypto cards work in my country?”
• “Which card has the best cashback for my spending style?”
• “Which cards support Apple Pay or Google Pay?”
• “What are the real fees—FX rates, ATM costs, issuance, limits?”
• “Do I need KYC, and what are the typical limits?”

WHAT YOU CAN DO ON TODEY?

1) Explore a global crypto card database

Each crypto card on Todey has a dedicated page designed to be genuinely useful—not just promotional. You’ll typically find:

• Company overview and product positioning
• Supported countries and regions
• Supported blockchains and assets (when applicable)
• Cashback, rewards logic, and APR models
• FX rates, ATM fees, issuance fees, and other key costs
• Apple Pay and Google Pay compatibility
• Limits, KYC requirements, and practical constraints
• Pros, cons, and differentiators that matter in day-to-day use

The goal is clarity: one place where the important details aren’t buried.2) Compare up to 4 cards side-by-side

2) Compare up to 4 cards side-by-side

A crypto card decision usually comes down to trade-offs—rewards vs fees, simplicity vs flexibility, availability vs features. Todey’s comparison tool lets you select up to four cards and view their key attributes in a standardized layout.

This removes guesswork and reduces marketing bias. Instead of reading ten tabs and trying to remember what you saw, you can compare directly—feature for feature.

3) Smart Card Finder (recommendation engine)

Not everyone wants to learn every detail about crypto cards—and you shouldn’t need to.

Todey’s Smart Card Finder filters the entire market for you.
Just tell us what matters most:

• Your country or region
• The assets or blockchain you plan to spend
• Cashback vs APR preferences
• FX fees tolerance
• IBAN & Mobile Pay support
• Welcome bonus and registration requirements
• Physical vs virtual card options

Based on your inputs, Todey instantly returns a tailored shortlist—RANKED BY SMART SCORE ALGORITHM.
The Smart Score weighs real card features such as cashback type, FX fees, limits, bonuses, supported blockchains, and more to surface the strongest options for your needs.

The goal isn’t to decide for you, it’s to help you discover the best fit fast, even if you’re exploring crypto cards for the first time.

4) Learn with reviews, guides, and market insights

Todey also operates as a content hub focused on crypto payments, including:

• In-depth card reviews
• Head-to-head comparisons
• Market updates as programs change
• Reward optimization strategies and real-world usage tips

Crypto cards sit at the intersection of finance, compliance, and Web3 infrastructure, so education matters. Better-informed users make better decisions—and avoid expensive surprises.

WHO TODEY IS BUILT FOR?

Todey is designed for both crypto-native users and people who are simply curious about spending digital assets.

You’ll likely find Todey useful if you:

• Want a crypto card that works in your country (and want to confirm it fast)
• Care about rewards, but also want to understand the true costs
• Prefer practical filters (fees, FX, wallets, KYC, Apple/Google Pay) over hype
• Don’t want to test multiple cards and pay switching costs to learn the basics
• Manage spending across regions (travelers, remote workers, international users)

WHY THE TIMING MATTERS?

Crypto card usage has grown into a real category, with:

• 10+ million active crypto card users globally
• $15–20B estimated annual spending volume
• 20–30% year-over-year growth, often faster in emerging markets

Growth is driven by stablecoins becoming more common for payments, increasing demand for “spend instantly” experiences, and intense competition among Web3 companies trying to retain users and liquidity.

As the market expands, it also changes faster. That speed is exactly why people need a platform that stays current.

HOW TODEY HELP USERS AND PROVIDERS?

For users, the value is obvious: less time researching, fewer mistakes, and more confidence that you’re choosing based on reality—not marketing.

For providers, the problem is different but equally painful. Many card programs spend heavily on ads and influencer campaigns, yet still struggle to reach the right users—people who actually match the product’s regions, compliance constraints, and reward mechanics.

A structured comparison platform improves that match. It helps serious users find suitable products, and it helps providers communicate value more efficiently.

THE LONG-TERM VISION

Todey aims to become the largest global platform for exploring, learning, and discovering crypto cards—an honest bridge between crypto payments and mainstream adoption.

That means continuing to:

• Add new card providers and services worldwide
• Keep card information standardized and up to date
• Deepen partnerships across Web3 and fintech
• Publish education that makes crypto spending easier to understand

FREQUENTLY ASKED QUESTIONS