COMPANY detail

P100
Unified Payment Infrastructure for Banking & Stablecoins

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P100
Company Overview.
Year Founded 2022
Status Private
Specialties Payment Infra, Card Issuer
Company Size 11-50 Employees
Industry Financial Services
Location Poland
Description.

P100 is a unified payment infrastructure platform bridging traditional banking and cryptocurrency for businesses and individuals. Founded in 2022 in Poland, P100 offers crypto-friendly EUR business accounts, stablecoin payments (USDC, EURC), crypto wallets, white-label branded debit cards, and API-driven solutions. The company operates under European regulatory oversight with segregated client funds, embedded KYC/AML compliance, and enterprise-grade security. P100 processes millions in transactions across 100+ countries and has partnerships with companies including Peerwallet, Paysolo, Crazybutterfly, and Mentra. The platform enables 24/7 global pay-ins and payouts via stablecoins with lightning-fast minute settlements and auto-conversion to local fiat.

Key Infrastructure.
Crypto-Friendly EUR Business Account Fully regulated EUR business account with IBAN enabling businesses to hold and manage both fiat and cryptocurrency funds with segregated client funds under European regulations
White-Label Branded Debit Cards Customizable branded Mastercard debit cards with white-label options allowing businesses to launch their own card programs under their brand identity. Includes virtual and physical card issuance with full customization.
Stablecoin Payment Infrastructure 24/7 global pay-ins and payouts via USDC and EURC stablecoins with lightning-fast minute-level settlements. Eliminates multi-day SWIFT delays for cross-border transactions and provides real-time fiat conversion capabilities.
Crypto Payouts Mass disbursement capabilities for payroll, merchant payouts, and remittances with instant stablecoin settlements. Provides automatic conversion to local fiat currencies for seamless cross-border payment distribution.
Crypto Wallet Infrastructure Modular API for building custom crypto wallet solutions supporting both custodial and non-custodial wallet options. Provides full API integration capabilities with comprehensive SDKs for seamless wallet deployment and management.
Stablecoin Invoicing Invoice generation and payment settlement in stablecoins with automatic conversion to fiat for seamless B2B transactions. Streamlines accounts receivable with instant settlement and reduced payment processing costs.
Additional Features.
European Regulatory Compliance
Fully compliant under strict European regulations across all accounts, transactions, and workflows.
Fast Compliant Onboarding
Fast onboarding lets businesses activate accounts in days, with clear compliance, transparent SLAs, and dedicated support for quick market entry.
Segregated Client Funds
Client funds are kept in fully segregated accounts under EU regulations, always separate from company funds and fully accessible.
No Entry Barriers
Open to businesses of all sizes, with no revenue minimums, volume thresholds, or complex onboarding, built for inclusivity.
Embedded KYC & AML
Full identity verification with automated KYC, sanctions checks, and continuous transaction monitoring for AML compliance.
Enterprise-Grade Security
Multi-layered security infrastructure including two-factor authentication (2FA), IP whitelisting, access controls, and continuous security audits

GENERAL Questions.

What does this company do?
P100 provides unified payment infrastructure combining traditional banking with cryptocurrency. They offer crypto-friendly EUR business accounts, stablecoin payments (USDC, EURC), crypto wallets, white-label Mastercard debit cards, and API-driven solutions. Businesses can build custom fintech apps using their modular API with embedded compliance.
Who are their main clients?
Crypto businesses, fintech companies, marketplaces, cross-border payment providers, and global payroll managers. Notable partners include Peerwallet, Paysolo, Crazybutterfly, Mentra, and Driffle.
Are they licensed?
Yes - operates under European regulatory oversight with MiCA license (through CryptoVoucher/Fintegence) and maintains segregated client funds as required by European regulations.
What blockchains/stablecoins supported?
Bitcoin, Ethereum. Stablecoins include USDC and EURC with automatic fiat conversion.