COMPANY detail

LIRIUM
Regulated blockchain and digital asset API

/

LIRIUM
Company Overview.
Year Founded 2020
Status Private
Specialties Cryptocurrencies and Banking
Company Size 11-50 Employees
Industry Financial Services
Location Liechtenstein
Description.

Lirium is a regulated blockchain and digital asset API platform headquartered in Vaduz, Liechtenstein at Äulestrasse 74, 9490. Founded in July 2020 by ex-Xapo co-founder and CEO Federico Murrone, Lirium provides white-label Crypto-as-a-Service solutions enabling financial institutions to offer cryptocurrency products without developing technical or compliance capabilities. The company was the first Liechtenstein startup accepted into Mastercard's Start Path Blockchain and Digital Assets program in September 2023. Lirium holds formal FMA approval under the Liechtenstein Blockchain Act for three core services: cryptocurrency exchange (buy/sell with fiat or crypto), pricing services (market maker), and token depository (qualified custody protecting customer funds from counterparty and bankruptcy risks). The team includes 11-50 employees with expertise from Xapo, HSBC, and Citi, distributed across Liechtenstein, Argentina, and Bolivia. 

Lirium serves banks, neobanks, fintechs, and digital wallets across 13+ countries in Latin America, Europe, and Africa. Notable clients include Banco Galicia (Argentina's largest private bank), Prex, Albo, Brubank, NaranjaX, and Mara Wallet (Coinbase Ventures-backed in Sub-Saharan Africa). The platform supports approximately 30 cryptocurrencies including Bitcoin, Ethereum, and stablecoins USDT and USDC for cross-border payments. Lirium's white-label model extends its full regulatory license functionality to institutional partners, providing operational, compliance, regulatory, treasury, and liquidity support. The company integrates with Mastercard Crypto Credential enabling peer-to-peer transactions using crypto aliases.

Key Infrastructure.
Crypto-as-a-Service Full backend solution enabling partners to list, trade, hold, send, receive, transfer, settle, and clear regulated digital assets for their customers.
Market Maker Regulated counterparty providing unlimited liquidity across all regulated exchanges with best pricing and highest liquidity.
Regulated Custody Qualified token depository services protecting customer funds from counterparty and bankruptcy risks under Liechtenstein law.
Tokenization Regulated token issuance, distribution, and maintenance using LIE Blockchain Act Token Container Model for real assets.
Exchange Services Cryptocurrency exchange allowing customers to buy/sell with fiat or crypto funds, with live pricing from market maker operations.
Cross-Border Payments Stablecoin-based payments using USDT and USDC under CaaS scheme combining blockchain with financial regulatory compliance.
Additional Features.
White-Label Wallet
Configurable digital asset wallet for investments, transfers, and cross-border payments with on-chain and off-chain options.
API-First Architecture
REST API with sandbox environment, webhooks, and comprehensive documentation for easy integration.
Crypto Loyalty Programs
Ability to incentivize clients with digital asset rewards, cashback, and loyalty point conversions.
Operational Support
Full operational, compliance, regulatory, and treasury support extending license functionality to clients.
Warranty & Escrow
Crypto collateral lending allowing clients to use cryptocurrency holdings as warranty for credit products.
Multi-Currency Support
Support for multiple fiat currencies enabling local market deployment across different regions.

GENERAL Questions.

What does this company do?
Lirium provides white-label Crypto-as-a-Service infrastructure enabling banks, fintechs, and digital wallets to offer regulated cryptocurrency products. Their platform handles custody, exchange, tokenization, and compliance so partners can offer crypto without building technical capabilities.
Who are their main clients?
Lirium serves banks, neobanks, fintechs, and digital wallets. Notable clients include Banco Galicia (Argentina), Prex, Albo, Brubank, NaranjaX, and Mara Wallet (Africa). They target regulated financial institutions wanting to add crypto offerings.
Are they licensed?
Yes - Lirium AG is formally approved by the Financial Market Authority (FMA) of Liechtenstein under the Blockchain Act for cryptocurrency exchange services, pricing services, and token depository (qualified custody).
What blockchains/stablecoins supported?
Lirium supports Bitcoin, Ethereum, and approximately 30 other cryptocurrencies. They also support stablecoins including USDT and USDC for cross-border payments.