COMPANY detail

DTCPAY
Tomorrow’s Payments, Today

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DTCPAY
Company Overview.
Year Founded 2019
Status Private
Specialties Payments, POS ,digital payments
Company Size 51-200 Employees
Industry Financial Services
Location Singapore
Description.

dtcpay is a regulated Major Payment Institution (MPI) licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act (PSA), providing Digital Payment Token (DPT) services and other payment solutions. Founded in 2019 in Singapore, dtcpay offers omnichannel digital payment solutions for both fiat and stablecoins, enabling individuals and businesses worldwide to conduct value transfers seamlessly and efficiently. The company has expanded globally with subsidiaries in the Americas, Hong Kong, and the Middle East, and received a green light letter for EMI License from CSSF in Luxembourg. dtcpay was recognized as a LinkedIn Top Startup in Singapore and has received multiple industry awards including FinTech of the Year and PayTech of the Year at Asia FinTech Awards 2024 and 2025.

dtcpay operates as a brand of Digital Treasures Center Pte Ltd (MAS License: PS20200531) and provides products including multi-currency swap, POS+ terminals, online checkout, dtcpay Card (Digital Treasures Card), PayByLink, and Global Pay. The company supports stablecoins including USDT, USDC, WUSD, and FDUSD, and has partnered with Visa to offer a stablecoin-to-fiat card for ultra-high-net-worth individuals. They were selected for the Mastercard Crypto Partner Program and have partnerships with BNB Chain, Alipay+, and major merchants including Metro, Capella Hotel Group, and MARLO bespoke tailor

Key Infrastructure.
Multi-Currency Swap Real-time conversion between stablecoins and fiat currencies at competitive rates with no hidden fees, enabling pay-in and pay-out transactions
dtcpay Card (Digital Treasures Card) Visa card enabling stablecoin-to-SGD conversion for spending at 150+ million Visa acceptance locations worldwide, with multi-currency support
POS+ (Point of Sale) In-store payment terminal accepting both fiat and digital payment tokens (DPT), first regulated DPT acceptance in Singapore launched May 2021
PayByLink Payment link solution for merchants to create and share payment links for fiat and stablecoin transactions
Online Checkout Omnichannel payment solution for e-commerce enabling merchants to accept both fiat and stablecoin payments online
Global Pay Cross-border payment solution facilitating international value transfers using stablecoins and fiat
Additional Features.
Regulatory Compliance
MAS Major Payment Institution (MPI) license under Payment Services Act, providing DPT services legally in Singapore
Automatic Reconciliation
Identifies mismatches, fees, and reconciliation errors across multiple payment providers and bank accounts
Global Coverage
Operates in 50+ markets with subsidiaries in Americas, Hong Kong, and Middle East, plus EMI license pending in Luxembourg
Instant Virtual Card
Approved virtual cards available immediately upon application, enabling immediate online purchases without physical card
No Hidden Costs
Clear pricing structure with real-time rates for effective cost management upfront, no FX markup fees on international transactions
Multi-Currency Support
Card supports spending and withdrawals in various currencies without conversion hassle, providing financial flexibility

GENERAL Questions.

What does this company do?
dtcpay is a regulated payment services provider in Singapore offering omnichannel digital payment solutions for both fiat and stablecoins. They provide multi-currency swap, POS terminals (POS+), online checkout, a Visa card (Digital Treasures Card) for stablecoin-to-fiat conversion, PayByLink, and Global Pay services for merchants and consumers.
Who are their main clients?
dtcpay serves merchants across industries including retail (Metro Departmental Store, MARLO bespoke tailor), travel & hospitality (Capella Hotel Group, Capa Jet private jets), automotive, healthcare, and professional services. They also serve ultra-high-net-worth individuals through their Visa card product.
Are they licensed?
Yes, dtcpay is a licensed Major Payment Institution (MPI) by MAS (License: PS20200531), holds a TCSP license in Hong Kong, received AUSTRAC DCE registration in Australia, and has a green light for EMI license from CSSF in Luxembourg.
What blockchains/stablecoins supported?
dtcpay supports multiple stablecoins including USDT, USDC, WUSD, and FDUSD. They have a partnership with BNB Chain and support wallet integration via WalletConnect for onchain payments.