Bolt Financial Inc. is a San Francisco-based fintech company founded in 2014 by Stanford computer science students Ryan Breslow and Eric Feldman. The company originally built its reputation as a one-click checkout platform for e-commerce merchants, helping online retailers compete with Amazon's patented one-click checkout system. Bolt's flagship product enables consumers to create a shopping account reusable across multiple e-commerce websites, eliminating the need for passwords through OTP-based authentication and tokenized payments. The platform serves major retail brands including Revolve and Kendra Scott, operating across North America and Europe with a network of over 80 million US consumers.
In 2025, Bolt expanded beyond pure e-commerce by launching a "SuperApp" combining consumer finance, cryptocurrency trading, peer-to-peer payments, and shopping rewards. The SuperApp bridges fiat and crypto, allowing users to send money, earn rewards, and trade crypto within a single mobile application. Additionally, Bolt offers stablecoin payment capabilities (USDC/USDT) for merchants seeking real-time settlement. The company has raised over $947 million in funding across 14+ rounds, reaching an $11 billion valuation in 2022, with recent funding in 2024. Founder Ryan Breslow returned as CEO in 2024 after previously stepping down in 2022. The company employs approximately 776 employees and generated $85.4 million in revenue in 2025