Description.
Founded in 2017 and headquartered in Hong Kong, Alchemy Pay is a global payment gateway that bridges traditional fiat currencies with the cryptocurrency economy for businesses, developers, and users. The company has established an extensive infrastructure network supporting payments in 173 countries through over 300 local and global payment rails, including Visa, Mastercard, Apple Pay, and Google Pay. Alchemy Pay distinguishes itself through its rigorous commitment to compliance, holding 24 regulatory approvals worldwide, including Money Transmitter Licenses across 13+ US states and a Type 4 license from the Hong Kong Securities and Futures Commission (SFC) for virtual asset advisory.
The platform’s comprehensive B2B product suite features a white-label Crypto Card solution that allows businesses and token issuers to provide users with branded virtual and physical cards for instant global spending at 50 million merchants. this are the On & Off Ramp services, a Web3 Digital Bank for multi-fiat enterprise accounts, and an NFT Checkout system that simplifies digital asset acquisition using traditional payment methods. With over 1,200 partners including industry leaders like Kraken, Ripple, and Ledger, Alchemy Pay serves as a critical infrastructure layer and the "Provider" for ecosystem-wide crypto-to-fiat accessibility.
Key Infrastructure.
On-Off Ramp
Alchemy Pay's flagship On-Off Ramp solution provides a seamless gateway for global users to purchase and sell cryptocurrencies using local fiat currencies across 173 countries, integrating with over 300 regional payment methods effortlessly.
Crypto Card Solution
The Crypto Card solution enables businesses and token issuers to launch branded virtual and physical cards for instant global spending at over 50 million merchants, supporting multi-currency conversion and flexible programmatic controls.
Web3 Digital Bank
Alchemy Pay's Web3 Digital Bank offers innovative multi-fiat accounts for enterprises, allowing seamless management and instant conversion between fiat and digital assets, backed by robust regulatory licenses and global banking partnerships for security.
NFT Checkout
The NFT Checkout service allows users to purchase non-fungible tokens directly using traditional fiat payment methods like credit cards and mobile wallets, simplifying the onboarding process for non-crypto native buyers across marketplaces.
Crypto Payments Acceptance
This merchant-focused payment gateway allows online and offline businesses to accept cryptocurrency payments globally, with instant conversion to local fiat currency, reducing volatility risks and expanding reach to millions of crypto-holding consumers.
ACH Network Token
The ACH token serves as the utility engine for the Alchemy Pay network, facilitating transaction fees, incentive rewards, and governance, while ensuring the security and operational efficiency of the fiat-crypto bridging infrastructure.
Additional Features.
Multi-Fiat Accounts
Web3 enterprises can hold multi-currency accounts for global operations and instant, low-cost fiat–crypto conversions for treasury management.
Low Transaction Fees
Alchemy Pay offers competitive fees on ramp and card services, maximizing capital efficiency for users and businesses.
Instant Global Spending
Crypto card enables instant liquidity, letting users spend digital assets globally via virtual or physical cards.
Regional Payment Support
Supports regional payment methods like SEPA, FPS, and mobile wallets across 173 countries.
KYC/AML Integration
Built-in compliance engine automating KYC/AML to ensure regulatory compliance and smooth onboarding for users and partners.
Brand Customization
Token issuers can customize white-label crypto cards with branding, logos, and features to match their ecosystem identity.
