COMPANY detail
UPAY Card Using Digital Assets Like Cash
Card Feature Overview.
TIERS
W BONUS
NONE
CASHBACK
0%
REGISTER FEE
$32
NEED KYC
YES
FX FEE
1.5%
APR
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
APPLE PAY
YES
IBAN/SWIFT
NO
ATM LIMIT
$0
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
W BONUS
NONE
CASHBACK
0%
REGISTER FEE
$98
NEED KYC
YES
FX FEE
1.5%
APR
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
APPLE PAY
YES
IBAN/SWIFT
NO
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
PREMIER VIRTUAL
| W BONUS | NONE |
|---|---|
| CASHBACK | 0% |
| REGISTER FEE | $32 |
| NEED KYC | YES |
| FX FEE | 1.5% |
| APR | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| APPLE PAY | YES |
| IBAN/SWIFT | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | NOT DISCLOSED |
PREMIER PHYSICAL
| W BONUS | NONE |
|---|---|
| CASHBACK | 0% |
| REGISTER FEE | $98 |
| NEED KYC | YES |
| FX FEE | 1.5% |
| APR | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| APPLE PAY | YES |
| IBAN/SWIFT | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
The Real Story on This Card.
PROS
Multi-blockchain support
Operates In Multiple Regions
Instant Transaction
Pay Directly With Crypto, No Conversion
Credit-Mode
CONS
No Free Card
1.5% Fx Fee
Custodial Wallet
Cashback Currently Unavailable
Does Not Offer IBAN
ATM/daily limits not provided
GENERAL Questions
What is the UPay Card and how does it work?
The UPay Card is a crypto‑enabled payment card that lets you spend your digital assets like Bitcoin, Ethereum, or USDT at merchants, online or offline, by converting crypto to traditional currency at the point of sale. You top up your UPay Wallet with crypto and use the card for everyday spending just like a normal debit/credit card.
What do I need to do to get a UPay Card?
To get a UPay Card, you first create an account on UPay, complete identity verification (KYC), then apply for a virtual or physical card through the app/website. After approval and funding your wallet with crypto, you can start using the card.
Where can I use my UPay Card?
The UPay Card is designed to be accepted worldwide wherever major card networks are supported — online stores, physical merchants, and ATM cash withdrawals (for physical cards). It uses established payment rails so you can shop or withdraw cash across regions.
What should I do if I have a problem with my card or wallet?
If you run into issues such as deposit delays, transaction failures, or KYC verification problems, UPay’s official Help Center has a dedicated FAQ section that covers wallet deposits, card setup, troubleshooting payments, and verification guidance.