COMPANY detail
READY CARD Spend, Invest, Grow
Card Feature Overview.
TIERS
REG FEE / REQ
$6.99
BONUS
NONE
KYC REQUIRED
YES
CASHBACK
0.5%
FX FEE
0%
APR / YIELD
YES
WALLET TYPE
NON CUSTODIAL
BLOCKCHAIN
NETWORK
REGION
IBAN / SWIFT
YES
MOBILE PAY
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
ATM LIMIT
$200
DAILY LIMIT
$30,000
GET THE CARD
REG FEE / REQ
$120/YEAR
BONUS
30% DISCOUNT
KYC REQUIRED
YES
CASHBACK
3%
FX FEE
0%
APR / YIELD
YES
WALLET TYPE
NON CUSTODIAL
BLOCKCHAIN
NETWORK
REGION
IBAN / SWIFT
YES
MOBILE PAY
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
ATM LIMIT
$800
DAILY LIMIT
$30,000
GET THE CARD
LITE
| REG FEE / REQ | $6.99 |
|---|---|
| BONUS | NONE |
| KYC REQUIRED | YES |
| CASHBACK | 0.5% |
| FX FEE | 0% |
| APR / YIELD | YES |
| WALLET TYPE | NON CUSTODIAL |
| BLOCKCHAIN | |
| NETWORK | |
| REGION | |
| IBAN / SWIFT | YES |
| MOBILE PAY | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| ATM LIMIT | $200 |
| DAILY LIMIT | $30,000 |
METAL
| REG FEE / REQ | $120/YEAR |
|---|---|
| BONUS | 30% DISCOUNT |
| KYC REQUIRED | YES |
| CASHBACK | 3% |
| FX FEE | 0% |
| APR / YIELD | YES |
| WALLET TYPE | NON CUSTODIAL |
| BLOCKCHAIN | |
| NETWORK | |
| REGION | |
| IBAN / SWIFT | YES |
| MOBILE PAY | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| ATM LIMIT | $800 |
| DAILY LIMIT | $30,000 |
Cashback Terms: Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
The Real Story on This Card.
PROS
NO ANNUAL FEE - Free tier
SUPPORT MULTIPPLE BLOCKCHAIN/Token
self custody and easy recovery
Multiple perks and parthner discounts
Collateralised Borrowing
OFFERS IBAN NUMBER
Potential airdrop
CONS
NO FREE PHYSICAL CARD
NOT THE MARKET HIGHEST CASHBACK
High Annual fee / METAL TIER
ATM withdrawal limited to $200
GENERAL Questions.
What is Ready?
Ready is the onchain alternative to your bank. Built for people who want to control, grow, and actually use their crypto in the real world.
With over 2 million downloads, Ready is built for everyday people who want more control and fewer middlemen. It’s 100% self-custody. Formerly known as Argent.
With over 2 million downloads, Ready is built for everyday people who want more control and fewer middlemen. It’s 100% self-custody. Formerly known as Argent.
What is Ready Card?
The Ready Card lets you spend crypto like cash, anywhere Mastercard is accepted. Use it worldwide with no foreign exchange fees or hidden charges. Choose between the Metal or Lite plan, both available in the Ready app.
cashback and Zero fee!
Earn 3% cashback on your everyday spending with rewards tracked in real time. At home or abroad.
With Ready Card, 1 USDC = $1, always. No conversion fees, top-up fees, or hidden spreads.
With Ready Card, 1 USDC = $1, always. No conversion fees, top-up fees, or hidden spreads.
WHAT IS WBTC Collateralised Borrowing?
Collateralised borrowing lets you deposit an asset (LBTC) as collateral and borrow another asset (USDC) against it without selling your crypto.
Borrowing means locking your WBTC as guarantee for the loan. You still own it, but can’t use it until the loan is repaid.
Example: Locking $10K worth of WBTC could let you borrow anywhere from $100 to $7,800 (Up to 78% of the collateral value).
To keep the loan safe, the amount you borrow should stay below the value of your collateral.
Borrowing means locking your WBTC as guarantee for the loan. You still own it, but can’t use it until the loan is repaid.
Example: Locking $10K worth of WBTC could let you borrow anywhere from $100 to $7,800 (Up to 78% of the collateral value).
To keep the loan safe, the amount you borrow should stay below the value of your collateral.