COMPANY detail

MOTO CARD
Buy Now, Pay Later

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Card Feature Overview.

MOTO CARD - TIER 1MOTO CARD - TIER 2MOTO CARD - TIER 3
TIERS
W BONUS
NONE
CASHBACK
UP TO 5%
REGISTER FEE
0/$100K DEPOSITED
NEED KYC
YES
FX FEE
0%
APR
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK
visa
BLOCKCHAIN
Native
REGION
Tba
WALLET TYPE
CUSTODIAL
APPLE PAY
YES
IBAN/SWIFT
NO
ATM LIMIT
TBA
DAILY LIMIT
TBA
GET THE CARD
GET IT NOW
W BONUS
NONE
CASHBACK
UP TO 5%
REGISTER FEE
$100K/$499K DEPOSITED
NEED KYC
YES
FX FEE
0%
APR
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK
visa
BLOCKCHAIN
Native
REGION
Tba
WALLET TYPE
CUSTODIAL
APPLE PAY
YES
IBAN/SWIFT
NO
ATM LIMIT
TBA
DAILY LIMIT
TBA
GET THE CARD
GET IT NOW
W BONUS
NONE
CASHBACK
UP TO 5%
REGISTER FEE
$500K DEPOSITED
NEED KYC
YES
FX FEE
0%
APR
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK
visa
BLOCKCHAIN
Native
REGION
Tba
WALLET TYPE
CUSTODIAL
APPLE PAY
YES
IBAN/SWIFT
NO
ATM LIMIT
TBA
DAILY LIMIT
TBA
GET THE CARD
GET IT NOW
TIER 1
W BONUS NONE
CASHBACK UP TO 5%
REGISTER FEE 0/$100K DEPOSITED
NEED KYC YES
FX FEE 0%
APR YES
CARD TYPE VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK visa
BLOCKCHAIN Native
REGION Tba
WALLET TYPE CUSTODIAL
APPLE PAY YES
IBAN/SWIFT NO
ATM LIMIT TBA
DAILY LIMIT TBA
GET IT NOW
TIER 2
W BONUS NONE
CASHBACK UP TO 5%
REGISTER FEE $100K/$499K DEPOSITED
NEED KYC YES
FX FEE 0%
APR YES
CARD TYPE VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK visa
BLOCKCHAIN Native
REGION Tba
WALLET TYPE CUSTODIAL
APPLE PAY YES
IBAN/SWIFT NO
ATM LIMIT TBA
DAILY LIMIT TBA
GET IT NOW
TIER 3
W BONUS NONE
CASHBACK UP TO 5%
REGISTER FEE $500K DEPOSITED
NEED KYC YES
FX FEE 0%
APR YES
CARD TYPE VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK visa
BLOCKCHAIN Native
REGION Tba
WALLET TYPE CUSTODIAL
APPLE PAY YES
IBAN/SWIFT NO
ATM LIMIT TBA
DAILY LIMIT TBA
GET IT NOW
Cashback Terms: Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
MOTO CARD
FEATURE TIER 1 TIER 2 TIER 3
W BONUS NONE NONE NONE
CASHBACK UP TO 5% UP TO 5% UP TO 5%
REGISTER FEE 0/$100K DEPOSITED $100K/$499K DEPOSITED $500K DEPOSITED
NEED KYC YES YES YES
FX FEE 0% 0% 0%
APR YES YES YES
CARD TYPE VIRTUAL, PHYSICAL AND CREDIT VIRTUAL, PHYSICAL AND CREDIT VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK visa visa visa
BLOCKCHAIN Native Native Native
REGION Tba Tba Tba
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The Real Story on This Card.

PROS

UP TO 5% CASHBACK

NO FX FEES

UP TO 5% Interest on Deposits

Exclusive Perks For Tier 3

Access Visa Concierge, Lounges and Discounts

CONS

No Public Fee Schedule Available

No Published Daily Spending or Limits

CUSTODIAL

GENERAL Questions.

Is Moto Card a traditional credit card that extends credit?
No, the Moto Card is not a traditional credit card that gives you a line of credit. Moto describes itself as a spend card where you load collateral (assets) and then spend against that collateral. Any spending is paid back by debiting your deposited assets at the end of the month, rather than borrowing from the issuer.
Do I need to submit personal information to apply for Moto Card?
Yes. To apply for membership and access the Moto Card, you must provide accurate personal information (name, contact info, and other details) as part of the application process. This is required as part of the Terms of Service.
Are assets deposited with Moto Card insured or backed by a bank?
No. Moto is not a bank, and deposited digital assets are not insured in the way bank deposits often are.The site explicitly states that assets are collateralized against spending, and Moto is not a bank

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