COMPANY detail
MOTO CARD Buy Now, Pay Later
Card Feature Overview.
TIERS
REG FEE / REQ
0/$100K DEPOSITED
BONUS
NONE
KYC REQUIRED
YES
CASHBACK
UP TO 5%
FX FEE
0%
APR / YIELD
YES
WALLET TYPE
CUSTODIAL
BLOCKCHAIN
NETWORK
REGION
TBA
IBAN / SWIFT
NO
MOBILE PAY
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
ATM LIMIT
TBA
DAILY LIMIT
TBA
GET THE CARD
REG FEE / REQ
$100K/$499K DEPOSITED
BONUS
NONE
KYC REQUIRED
YES
CASHBACK
UP TO 5%
FX FEE
0%
APR / YIELD
YES
WALLET TYPE
CUSTODIAL
BLOCKCHAIN
NETWORK
REGION
TBA
IBAN / SWIFT
NO
MOBILE PAY
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
ATM LIMIT
TBA
DAILY LIMIT
TBA
GET THE CARD
REG FEE / REQ
$500K DEPOSITED
BONUS
NONE
KYC REQUIRED
YES
CASHBACK
UP TO 5%
FX FEE
0%
APR / YIELD
YES
WALLET TYPE
CUSTODIAL
BLOCKCHAIN
NETWORK
REGION
TBA
IBAN / SWIFT
NO
MOBILE PAY
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
ATM LIMIT
TBA
DAILY LIMIT
TBA
GET THE CARD
TIER 1
| REG FEE / REQ | 0/$100K DEPOSITED |
|---|---|
| BONUS | NONE |
| KYC REQUIRED | YES |
| CASHBACK | UP TO 5% |
| FX FEE | 0% |
| APR / YIELD | YES |
| WALLET TYPE | CUSTODIAL |
| BLOCKCHAIN | |
| NETWORK | |
| REGION | TBA |
| IBAN / SWIFT | NO |
| MOBILE PAY | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| ATM LIMIT | TBA |
| DAILY LIMIT | TBA |
TIER 2
| REG FEE / REQ | $100K/$499K DEPOSITED |
|---|---|
| BONUS | NONE |
| KYC REQUIRED | YES |
| CASHBACK | UP TO 5% |
| FX FEE | 0% |
| APR / YIELD | YES |
| WALLET TYPE | CUSTODIAL |
| BLOCKCHAIN | |
| NETWORK | |
| REGION | TBA |
| IBAN / SWIFT | NO |
| MOBILE PAY | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| ATM LIMIT | TBA |
| DAILY LIMIT | TBA |
TIER 3
| REG FEE / REQ | $500K DEPOSITED |
|---|---|
| BONUS | NONE |
| KYC REQUIRED | YES |
| CASHBACK | UP TO 5% |
| FX FEE | 0% |
| APR / YIELD | YES |
| WALLET TYPE | CUSTODIAL |
| BLOCKCHAIN | |
| NETWORK | |
| REGION | TBA |
| IBAN / SWIFT | NO |
| MOBILE PAY | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| ATM LIMIT | TBA |
| DAILY LIMIT | TBA |
Cashback Terms: Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
The Real Story on This Card.
PROS
UP TO 5% CASHBACK
NO FX FEES
UP TO 5% Interest on Deposits
Exclusive Perks For Tier 3
Access Visa Concierge, Lounges and Discounts
CONS
No Public Fee Schedule Available
No Published Daily Spending or Limits
CUSTODIAL
GENERAL Questions.
Is Moto Card a traditional credit card that extends credit?
No, the Moto Card is not a traditional credit card that gives you a line of credit. Moto describes itself as a spend card where you load collateral (assets) and then spend against that collateral. Any spending is paid back by debiting your deposited assets at the end of the month, rather than borrowing from the issuer.
Do I need to submit personal information to apply for Moto Card?
Yes. To apply for membership and access the Moto Card, you must provide accurate personal information (name, contact info, and other details) as part of the application process. This is required as part of the Terms of Service.
Are assets deposited with Moto Card insured or backed by a bank?
No. Moto is not a bank, and deposited digital assets are not insured in the way bank deposits often are.The site explicitly states that assets are collateralized against spending, and Moto is not a bank