COMPANY detail

YELLOWCARD
The OS for Modern Money Movement

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YELLOW CARD
Company Overview.
Year Founded 2016
Status Private
Specialties Payment Infra, Stablecoin
Company Size 201-500 Employees
Industry Financial Services
Location Atlanta, USA
Description.

Yellow Card is Africa's first licensed stablecoin payments orchestrator, empowering businesses across emerging markets with international payments, treasury management, and USD liquidity. Founded in 2016 and operational in Nigeria since 2019, Yellow Card has processed over $6 billion in transaction volume and operates across 35+ countries. The company provides B2B infrastructure enabling banks, financial institutions, corporates, and businesses to access, store, send, and manage stablecoins (USDT, USDC, PYUSD) and facilitate payments across USD and 50+ local currencies. Yellow Card has 106+ Tier 1 banking and liquidity partners, and was valued at approximately $200M post-Series C.

In late 2025, Yellow Card underwent a significant strategic pivot, transitioning from a B2C retail platform to a B2B-only enterprise infrastructure provider. This shift allowed the company to focus exclusively on serving institutional clients including banks, financial institutions, and corporate treasury teams. The company offers a comprehensive suite of products including API Suite for custom integrations, Treasury Portal for ready-to-use treasury management, Embedded Widget for easy stablecoin payment acceptance, and cross-border payment services. Yellow Card maintains strong regulatory standing with licenses from FinCEN (USA), CASP (South Africa), VASP (Poland/Botswana), and is actively pursuing additional licenses across key African markets including Nigeria.

Key Infrastructure.
API Suite Direct API integration for custom solutions enabling local fiat on/off-ramps, deep liquidity, and compliant treasury solutions through a single robust API.
Stablecoin On/Off Ramp Licensed infrastructure for buying and selling USDT, USDC, PYUSD using 50+ local African currencies. First licensed in Africa.
Treasury Portal Ready-to-use corporate treasury management platform for Finance Teams with pre-built and custom workflows for managing treasury operations.
Cross-Border Payments Send international payments quickly and affordably using stablecoins, settling to 50+ fiat currencies.
Embedded Widget Pre-built payment widget for businesses to accept stablecoin payments without coding. Enables customers to pay in USDT, USDC across 30+ blockchains.
Invoice Settlement Global invoice payment service settling in USD, EUR, GBP using stablecoins and local currencies.
Additional Features.
50+ Local Currencies
Support for over 50 African and emerging market currencies for fiat conversion.
Liquidity Partnerships
106+ Tier 1 banking and liquidity partner network across markets.
Near-Instant Settlement
Blockchain confirmations in minutes with fast settlement times.
OTC Trading
Over-the-counter service for large-volume trades.
Multi-Stablecoin Support
USDT, USDC, PYUSD, CUSD and other stablecoins supported.
Regulatory Licenses
MSB (FinCEN), Crypto Asset Service Provider (South Africa), Virtual Currency License (Poland), more.

GENERAL Questions.

What does this company do?
Yellow Card provides B2B stablecoin payments infrastructure for emerging markets. They offer API-based solutions enabling businesses, banks, and financial institutions to buy, sell, store, and manage stablecoins (USDT, USDC, PYUSD) and facilitate cross-border payments across 50+ local currencies and 35+ countries.
Who are their main clients?
Banks, financial institutions, corporate treasury teams, multinational importers/exporters, manufacturers, and businesses requiring stablecoin-based payment infrastructure and USD liquidity in emerging markets.
Are they licensed?
Yes. Yellow Card holds FinCEN MSB registration (USA), Crypto Asset Service Provider license (South Africa), Virtual Currency business registration (Poland), and is pursuing licenses in Nigeria and other African markets.
What blockchains/stablecoins supported?
Supported stablecoins include USDT, USDC, PYUSD, and CUSD. Blockchains supported: Ethereum, Tron, Solana, Polygon, and 30+ additional blockchain networks.