COMPANY detail
X Card ELON MUSK COOL X MONEY CARD
Card Feature Overview.
CARD NAME
X CARD
W BONUS
NONE
CASHBACK
3%
REGISTER FEE
FREE
NEED KYC
YES
FX FEE
0%
APR
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
APPLE PAY
YES
IBAN/SWIFT
NO
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
X CARD
| W BONUS | NONE |
|---|---|
| CASHBACK | 3% |
| REGISTER FEE | FREE |
| NEED KYC | YES |
| FX FEE | 0% |
| APR | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| APPLE PAY | YES |
| IBAN/SWIFT | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Cashback Terms: Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
The Real Story on This Card.
PROS
3% Cashback
No Annual Fee on the Card
No Foreign Exchange Fees
Metal Physical Card with Handle
OFFERS UP TO 6% APR
CONS
Available in USA / Perhaps for now
ELON CARD CANT BE BAD 🙂
GENERAL Questions
What is the X Money Card?
It’s a premium all-black metal Visa debit card personalized with your X @username, plus an instant virtual card. You spend directly from your X Money balance anywhere Visa is accepted. The goal is to make X an “everything app” where you can chat, post, and handle money in one place.
Is it available now? Who can get one?
Limited external beta only (as of March 2026). Started with ~42 early users via William Shatner’s charity initiative.
Slowly expanding to select U.S. users.
Most people still don’t have access.
How to check: Open the X app → look for the new Money or Payments tab. If you’re selected, you’ll see options to verify your identity and “Get my debit card.”
Requirements: 18+, U.S. resident, standard ID verification (no X Premium required).
Full public launch expected later in 2026 (U.S. first, then global).
Slowly expanding to select U.S. users.
Most people still don’t have access.
How to check: Open the X app → look for the new Money or Payments tab. If you’re selected, you’ll see options to verify your identity and “Get my debit card.”
Requirements: 18+, U.S. resident, standard ID verification (no X Premium required).
Full public launch expected later in 2026 (U.S. first, then global).
Where is my money held? Is it safe?
Your deposits are held by partner bank Cross River Bank (X Payments LLC is not a bank itself).
FDIC-insured up to $250,000 per person.
Plus Visa Zero Liability protection for unauthorized charges.
FDIC-insured up to $250,000 per person.
Plus Visa Zero Liability protection for unauthorized charges.
What are the fees?
No foreign transaction fees (confirmed in beta).
No monthly or account fees reported so far.
P2P transfers and basic features are expected to be free or very low-cost.
Exact ATM/overdraft details not fully public yet (still early beta).
No monthly or account fees reported so far.
P2P transfers and basic features are expected to be free or very low-cost.
Exact ATM/overdraft details not fully public yet (still early beta).
Can I use it internationally or for crypto?
International: Yes — Visa network works worldwide, and zero FX fees make it great for travel.
Crypto: Not yet (beta is USD only). Elon has teased future support for Dogecoin and other crypto, but nothing is live.
Crypto: Not yet (beta is USD only). Elon has teased future support for Dogecoin and other crypto, but nothing is live.
Do I need anything special to apply?
No public application form exists. Invites are rolling out in waves
just keep the X app updated and check the Money tab regularly. More people will get access soon.
just keep the X app updated and check the Money tab regularly. More people will get access soon.