Spritz is your go-to app for high performance and high transaction limits, all with low, transparent fees. Our fees start at just 0.5% for crypto-to-fiat transactions, and there are no charges for spending with your SpritzCard or account maintenance. Additional fees may apply depending on the transaction type, token, network, or size. For a full breakdown,

At Spritz, our motto is “Any token, any bill, anywhere.” We support a wide range of tokens across popular networks, including Bitcoin, Solana, Ethereum, Polygon, and more, allowing you to pay bills seamlessly no matter where you are. Token and network availability may vary by location.

Yes! Spritz is incorporated in the United States as a C Corporation and funded by venture capital investors. We are registered with FinCEN, licensed as a Money Transmitter (MTL), and fully compliant with all applicable regulations. Our priority is to operate securely and transparently within the regulatory frameworks that protect our users.

Spritz is committed to respecting your privacy and protecting your data. We do not share your information with third parties or report your data unless required to comply with legal obligations. If a law enforcement agency or regulatory body formally requests information, we assess each case carefully to meet legal standards. Rest assured, Spritz values your privacy and security as essential to our service.

Yes. The Spritz Card is a real credit card, issued by Rain and powered by the Visa® network.

It’s a fully collateralized credit card, which means you're not borrowing against a traditional credit line. Instead, you’re using your crypto to secure your spending.

How it works
When you use the Spritz Card, you authorize us to lock an equivalent amount of your crypto as collateral. You can then spend in USD anywhere Visa is accepted—online or in-store. Your crypto is never spent directly at the point of sale, and there’s no need to convert it manually.

What makes it different from a traditional credit card?
No interest

You’re not borrowing beyond what you’ve already backed with your crypto.

No credit check

Your approval is based on your crypto, not your credit score.

No monthly bill

Since your spending is fully secured, there’s nothing to repay later.

Instant access

Top up and spend right away—just like any modern card.